Lending & Finance
There are a myriad of loans available to prospective borrowers and our job at AD Lending is to help you weigh up the pros and cons of all the various options. Knowing what property loan, leasing arrangement or investment loan suits your circumstances is the job of a lending professional who will take the time to explain the fine print so you understand the loan you are entering.
Buying a home will be one of your most significant borrowing commitments. AD Lending can help you choose a licensed provider, negotiate the interest rate, read the fine print and check that the product suits your circumstances.
At AD Lending we pride ourselves on our ability to support small to medium enterprises and big business with their commercial finance requirements. Whether it is inventory finance, cash flow finance, an overdraft or even thinking of purchasing a factory, we can help. We have access to a wide range of lenders specialising in commercial finance to ensure we get the best result for you.
Borrowing to invest is a popular way to accumulate wealth over the long term. Although it is not for everyone, for the right individuals it can be a very worthwhile strategy. Borrowing to invest is most commonly used to purchase an investment property, although some will prefer borrowing to invest in shares or perhaps even through their Self-Managed Super Fund. Borrowing to invest is also a popular strategy to minimise taxable income. This is achieved where the income received on your investments does not cover the loan payments, allowing you to claim a tax deduction for the shortfall.
A car for personal or business use is a necessity for work or home. Getting to work, dropping the kids off at school or preparing for your next trip away, we can assist you with a lease or hire purchase that suits your budget. Looking for your next car? Get a free quote from us and see how easy it is.
Debt Management Service
Borrowing money and/or obtaining credit is simple these days and as a result debt has become an accepted part of modern life. We’re able to assist in managing and/or consolidating your debt liabilities.
Making Regular Repayments
Making regular repayments is an important part of debt management. Whether you have consolidated your various debt commitments into one amount or are paying separate entities, maintaining a regular repayment schedule shows responsibility. Let’s not avoid this issue, lenders make money out of lending to you and want you to borrow.
Receiving Quality Advice
Receiving quality advice in what you should borrow as opposed to what you can borrow, is an important part of a broader financial plan.
Come and have a chat with one of our qualified advisers and we can help you prepare a sustainable repayment strategy, manage debt repayments and look into debt restructuring as well as business financing and lending.
Tony Dimitriadis B.Bus CPA
Tony has 33 years’ experience as an accountant, and 13 years’ experience as a CPA. His first 18 years’ experience involved financial, management and operational accounting roles at a senior management level, in the security, transport, and forensic accounting industries
David Azzopardi B.Bus CPA
David has 33 years’ experience as an accountant, and 23 years’ experience as a CPA. His first 17 years’ experience involved financial, commercial and operational accounting roles at a senior management level, in the general insurance, and telecommunications industries.